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Rabu, 25 Juli 2018

Free Ebook Superintelligence: Paths, Dangers, Strategies

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Superintelligence: Paths, Dangers, Strategies


Superintelligence: Paths, Dangers, Strategies


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Superintelligence: Paths, Dangers, Strategies

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Listening Length: 14 hours and 17 minutes

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Prof. Bostrom has written a book that I believe will become a classic within that subarea of Artificial Intelligence (AI) concerned with the existential dangers that could threaten humanity as the result of the development of artificial forms of intelligence.What fascinated me is that Bostrom has approached the existential danger of AI from a perspective that, although I am an AI professor, I had never really examined in any detail.When I was a graduate student in the early 80s, studying for my PhD in AI, I came upon comments made in the 1960s (by AI leaders such as Marvin Minsky and John McCarthy) in which they mused that, if an artificially intelligent entity could improve its own design, then that improved version could generate an even better design, and so on, resulting in a kind of "chain-reaction explosion" of ever-increasing intelligence, until this entity would have achieved "superintelligence". This chain-reaction problem is the one that Bostrom focusses on. He sees three main paths to superintelligence:1. The AI path -- In this path, all current (and future) AI technologies, such as machine learning, Bayesian networks, artificial neural networks, evolutionary programming, etc. are applied to bring about a superintelligence.2. The Whole Brain Emulation path -- Imagine that you are near death. You agree to have your brain frozen and then cut into millions of thin slices. Banks of computer-controlled lasers are then used to reconstruct your connectome (i.e., how each neuron is linked to other neurons, along with the microscopic structure of each neuron's synapses). This data structure (of neural connectivity) is then downloaded onto a computer that controls a synthetic body. If your memories, thoughts and capabilities arise from the connectivity structure and patterns/timings of neural firings of your brain, then your consciousness should awaken in that synthetic body.The beauty of this approach is that humanity would not have to understand how the brain works. It would simply have to copy the structure of a given brain (to a sufficient level of molecular fidelity and precision).3. The Neuromorphic path -- In this case, neural network modeling and brain emulation techniques would be combined with AI technologies to produce a hybrid form of artificial intelligence. For example, instead of copying a particular person's brain with high fidelity, broad segments of humanity's overall connectome structure might be copied and then combined with other AI technologies.Although Bostrom's writing style is quite dense and dry, the book covers a wealth of issues concerning these 3 paths, with a major focus on the control problem. The control problem is the following: How can a population of humans (each whose intelligence is vastly inferior to that of the superintelligent entity) maintain control over that entity? When comparing our intelligence to that of a superintelligent entity, it will be (analogously) as though a bunch of, say, dung beetles are trying to maintain control over the human (or humans) that they have just created.Bostrom makes many interesting points throughout his book. For example, he points out that a superintelligence might very easily destroy humanity even when the primary goal of that superintelligence is to achieve what appears to be a completely innocuous goal. He points out that a superintelligence would very likely become an expert at dissembling -- and thus able to fool its human creators into thinking that there is nothing to worry about (when there really is).I find Bostrom's approach refreshing because I believe that many AI researchers have been either unconcerned with the threat of AI or they have focussed only on the threat to humanity once a large population of robots is pervasive throughout human society.I have taught Artificial Intelligence at UCLA since the mid-80s (with a focus on how to enable machines to learn and comprehend human language). In my graduate classes I cover statistical, symbolic, machine learning, neural and evolutionary technologies for achieving human-level semantic processing within that subfield of AI referred to as Natural Language Processing (NLP). (Note that human "natural" languages are very very different from artificially created technical languages, such a mathematical, logical or computer programming languages.)Over the years I have been concerned with the dangers posed by "run-away AI" but my colleagues, for the most part, seemed largely unconcerned. For example, consider a major introductory text in AI by Stuart Russell and Peter Norvig, titled: Artificial Intelligence: A Modern Approach (3rd ed), 2010. In the very last section of that book Norvig and Russell briefly mention that AI could threaten human survival; however, they conclude: "But, so far, AI seems to fit in with other revolutionary technologies (printing, plumbing, air travel, telephone) whose negative repercussions are outweighed by their positive aspects" (p. 1052).In contrast, my own view has been that artificially intelligent, synthetic entities will come to dominate and replace humans, probably within 2 to 3 centuries (or less). I imagine three (non-exclusive) scenarios in which autonomous, self-replicating AI entities could arise and threaten their human creators.(1) The Robotic Space-Travel scenario: In this scenario, autonomous robots are developed for space travel and asteroid mining. Unfortunately, many people believe in the alternative "Star Trek" scenario, which assumes that: (a) faster-than-light (warp drive) will be developed and (b) the galaxy will be teeming, not only with planets exactly like Earth, but also these planets will be lacking any type of microscopic life-forms dangerous to humans. In the Star Trek scenario, humans are very successful space travelers.However, It is much more likely that, to make it to a nearby planet, say, 100 light years away, will require that humans travel for a 1000 years (at 1/10th the speed of light) in a large metal container, all the while trying to maintain a civilized society as they are being constantly radiated while they move about within a weak gravitational field (so their bones waste away while they constantly recycle and drink their urine). When their distant descendants finally arrive at the target planet, these descendants will very likely discover that the target planet is teeming with deadly, microscopic parasites.Humans have evolved on the surface of the Earth and thus their major source of energy is oxygen. To survive they must carry their environment around with them. In contrast, synthetic entities will require no oxygen or gravity. They will not be alive (in the biological sense) and so therefore will not have to expend any energy during the voyage. A simple clock can turn them on once they have arrived at the target planet and they will be unaffected by any forms of alien microbial life.If there were ever a conflict between humans and these space-traveling synthetic AI entities, who would have the advantage? The synthetic entities would be looking down on us from outer space -- a definitive advantage. (If an intelligent alien ever visits Earth, it is 99.9999% likely that whatever exits the alien spacecraft will be a non-biological, synthetic entity -- mainly because space travel is just too difficult for biological creatures.)(2) The Robotic Warfare scenario: No one wants their (human) soldiers to die on the battlefield. A population of intelligent robots that are designed to kill humans will solve this problem. Unfortunately, if control over such warrior robots is ever lost, then this could spell disaster for humanity.(3) The Increased Dependency scenario: Even if we wanted to, it is already impossible to eliminate computers because we are so dependent on them. Without computers our financial, transportation, communication and manufacturing services would grind to a halt. Imagine a near-future society in which robots perform most of the services now performed by humans and in which the design and manufacture of robots are handled also by robots. Assume that, at some point, a new design results in robots that no longer obey their human masters. The humans decide to shut off power to the robotic factory but it turns out that the hydroelectric plant (that supplies it with power) is run by robots made at that same factory. So now the humans decide to halt all trucks that deliver materials to the factory, but it turns out that those trucks are driven by robots, and so on.I had always thought that, for AI technology to pose an existential danger to humanity, it would require processes of robotic self-replication. In the Star Trek series, the robot Data is more intelligence that many of his human colleagues, but he has no desire to make millions of copies of himself, and therefore he poses less of a threat than, say, south american killer bees (which have been unstoppable as they have spread northward).Once synthetic entities have a desire to improve their own designs and to reproduce themselves, then they will have many advantages over humans: Here are just a few:1. Factory-style replication: Humans require approximately 20 years to produce a functioning adult human. In contrast, a robotic factory could generate hundreds of robots every day. The closest event to human-style (biological) replication will occur each time a subset of those robots travel to a new location to set up a new robotic factory.2. Instantaneous learning: Humans have always dreamt of a "learning pill" but, instead, they have to undergo that time-consuming process called "education". Imagine if one could learn how to fly a plane just by swallowing a pill. Synthetic entities would have this capability. The brains of synthetic entities will consist of software that executes on universal computer hardware. As a result, each robot will be able to download additional software/data to instantly obtain new knowledge and capabilities.3. Telepathic communication: Two robots will be able communicate by radio waves, with robot R1 directly transmitting some capability (e.g., data and/or algorithms learned through experience) to another robot R2.4. Immortality: A robot could back up a copy of its mind (onto some storage device) every week. If the robot were destroyed, a new version could be reconstructed with just the loss of one week's worth of memory.5. Harsh Environments: Humans have developed clothing in order to be able to survive in cold environments. We go into a closet and select thermal leggings, gloves, goggles, etc. to go snowboarding. In contrast, a synthetic entity could go into its closet and select an alternative, entire synthetic body (for survival on different planets with different gravitational fields and atmospheres).What is fascinating about Bostrom's book is that he does not emphasize any of the above. Instead, he focusses his book on the dangers, not from a society of robots more capable than humans, but, instead, on the dangers posed by a single entity with superintelligence coming about. (He does consider what he calls the "multipolar" scenario, but that is just the case of a small number of competing superintelligent entities.)Bostrom is a professor of philosophy at Oxford University and so the reader is also treated to issues in morality, economics, utility theory, politics, value learning and more.I have always been pessimistic about humanity's chance of avoiding destruction at the hands of it future AI creations and Bostrom's book focusses on the many challenges that humanity may (soon) be facing as the development of a superintelligence becomes more and more likely.However, I would like to point out one issue that I think Prof. Bostrom mostly overlooks. The issue is Natural Language Processing (NLP). He allocates only two sentences to NLP in his entire book. His mention of natural language occurs in Chapter 13, in his section on "Morality models". Here he considers that, when giving descriptions to the superintelligence (of how we want it to behave), its ability to understand and carry out these descriptions may require that it comprehend human language, for example, the term "morally right".He states:"The path to endowing an AI with any of these concepts might involve giving it general linguistic ability (comparable, at least, to that of a normal human adult). Such a general ability to understand natural language could then be used to understand what is meant by 'morally right' " (p. 218)I fear that Bostrom has not sufficiently appreciated the requirements of natural language comprehension and generation for achieving general machine intelligence. I don't believe that an AI entity will pose an existential threat until it has achieved at least a human level of natural language processing (NLP).Human-level consciousness is different than animal-level consciousness because humans are self-aware. They not only think thoughts about the world; they also think thoughts about the fact that they are thinking thoughts. They not only use specific words; they are aware of the fact that they are using words and how different categories of words differ in functionality. They are not only capable of following rules; they are aware of the fact that rules exist and that they are able to follow (or not follow) those rules. Humans are able to invent and modify rules.Language is required to achieve this level of self-reflective thought and creativity. I define (human-level natural) language as any system in which the internal structures of thought (whatever those happen to be, whether probabilities or vectorial patterns or logic/rule structures or dynamical attractors or neural firing patterns, etc.) are mapped onto external structures -- ones that can then be conveyed to others.Self-awareness arises because this mapping enables the existence of a dual system:Internal (Thought) Structures <---> External (Language) Structures.In the case of human language, these external structures are symbolic. This dual system enables an intelligent entity to take the results of its thought processes, map them to symbols and then use these symbols to trigger thoughts in other intelligent entities (or in oneself). An entity with human-level self-awareness can hold a kind of conversation with itself, in which it can refer to and thus think about its own thinking.Something like NLP must therefore exist BEFORE machines can reach a level of self-awareness to pose a threat to humanity. In the case of a super-intelligence, this dual system may look different than human language. For example, a superintelligence might map internal thoughts, not only to symbols of language, but also to complex vectorial structures. But the point is the same -- something must act like an external, self-referential system -- a system than can externally refer to the thoughts and processes of that system itself.In the case of humans, we do not have access to the internal structure of our own thoughts. But that doesn't matter. What matters is that we can map aspects of our thoughts out to external, symbolic structures. We can then communicate these structures to others (and also back to ourselves). Words/sentences of language can then trigger thoughts about the world, about ourselves, about our goals, our plans, our capabilities, about conflicts with others, about potential future events, about past events, etc.Bostrom seems to imply (by his oversight) that human-level (and super-human levels) of general intelligence can arise without language. I think this is highly unlikely.An AI system with NLP capability makes the control problem much more difficult than even Bostrom claims. Consider a human H1 who kills others because he believes that God has commanded him to kill those with different beliefs. Since he has human-level self-awareness, he should be explicitly aware of his own beliefs. If H1 is sufficiently intelligent then we should be able to communicate a counterfactual to H1 of the sort: "If you did not believe in God or if you did not believe that God commanded you to kill infidels, then you would not kill them." That is, H1 should have access (via language) to his own beliefs and to knowledge into how changes in those beliefs might (hypothetically) change his own behavior.It is this language capability that enables a person to change their own beliefs (and goals, and plans) over time. It is the combination of the self-reflective nature of human language, combined with human learning abilities, that makes it extremely difficulty to both predict and control what humans will end up believing and/or desiring (let alone superintelligent entities)It is extremely difficult but (hopefully) not impossible to control a self-aware entity. Consider two types of psychiatric patients: P1 and P2. Both have a compulsion to wash their hands continuously. P1 has what doctors call "insight" into his own condition. P1 states: "I know I am suffering from an obsessive/compulsive trait. I don't want to keep washing my hands but I can't help myself and I am hoping that you, the doctors, will cure me." In contrast, patient P2 lacks "insight" and states: "I'm fine. I wash my hands all the time because it's the only way to make be sure that they are not covered with germs."If we were asked which patient appears more intelligent (all other things being equal) we would choose P1 as being more intelligent than P2 because P1 is aware of features of P1's own thinking processes (that P2 is not aware of).As a superintelligent entity becomes more and more superintelligent, it will have more and more awareness of its own mental processes. With increased self-reflection it will become more and more autonomous and less able to be controlled. LIke humans, it will have to be persuaded to believe in something (or to take a certain course of action). Also, this superintelligent entity will be designing even more self-aware versions of itself. Increased intelligence and increased self-reflection go hand in hand. Monkeys don't persuade humans because monkeys lack the ability to refer to the concepts that humans are able to entertain. To a superintelligent entity we will be as persuasive as monkeys (and probably much less persuasive) .Any superintelligent entity that incorporates human general intelligence will exhibit what is commonly referred to as "free will". Personally, I do not believe that my choices are made "freely". That is, my neurons fire -- not because they choose to, but because they had to (due to the laws of physics and biochemistry). But let us define "free will" as any deterministic system with the following components/capabilities:a. The NLP ability to understand and generate words/sentences that refer to its own thoughts and thought processes, e.g. to be able to discuss the meaning of the word "choose".b. Ability to generate hypothetical, possible futures before taking an action and also, ability to generate hypothetical, alternative pasts after having taken that action.c. Ability to think/express counterfactual thoughts, such as "Even though I chose action AC1, I could have instead chosen AC2, and if I had done so, then the following alternative future (XYZ) would likely have occurred."Such as system (although each component is deterministic and so does not violate the laws of physics) will subjectively experience having "free will". I believe that a superintelligence will have this kind of "free will" -- in spades.Given all the recent advances in AI (e.g. autonomous vehicles, object recognition learning by deep neural networks, world master-level play at the game of Jeopardy by the Watson program, etc.) I think that Bostrom's book is very timely.Michael Dyer

I love the general idea of evaluating the potential perils of artificial super intelligence, and I buy into the concept of thinking this through at an abstract level, not tied to the current state of AI algorithms in today's computer science. That's what this book does - systematically explore every branch of a pretty large decision tree around everything that could or could not happen when an artificial intelligence starts developing super-intelligence, and how we should deal with it. So, conceptually cool. But practically, in the case of this book, not very interesting. For a couple of reasons.First, the level of abstraction really is taken to an extreme. Forget about any relation between arguments in this book and anything we've actually been able to do in AI research today. You won't find a discussion of a single algorithm or even exploration of higher-level mathematical properties of existing algorithms in this book. As a result, this book could have been written 30 years ago, and its arguments wouldn't be any different. Fine, I guess (the author after all is a philosophy professor, not a computer scientist); but I found this lacking at times. It gets particularly boring when the author actually does spend pages over pages on introducing a framework on how our AI algorithms could improve (through speed improvement, or quality improvement, etc.) - but still doesn't tie it to anything concrete. If you want to take the abstraction high road, just dispense with super generalized frameworks like this altogether and get to the point. Similar to the discussion of where the recalcitrance of a future AI will come from, whether from software, content or hardware: purely abstract and speculative, even though there are real-world examples of hardware evolution speed outpacing software design speed and the other way around (e.g., the troubles of electronic design automation keeping up with Moore's Law).Second, even if you operate fully in the realm of speculation, at least make that speculation tangible and interesting. A list of things an AI could be good at lists stuff like "social persuasion" (= convince governments to do something, and hack the internet). Struck me a lot of times as the kind of ideas you'd come up with if you thought about a particular scenario for a few minutes over a beer with friends. Very few counterintuitive ideas in there. One chapter grandly announces the presentation of an elaborate "takeover scenario", i.e., how would a superintelligence actually take over the world - and again it remains completely abstract and not original or practical. ("AI becomes smart, starts improving itself, takes over the world" - couldn't have guessed it myself.)Third, a lot of the inferences in the book struck me as nothing more than one-step inferences, making it a relatively shallow brainstorming-type book. ("This could happen, and also this other thing could happen, and this third thing as well.") Systematic exploration of a large decision tree gets interesting when you start combining lots of different scenarios in counter-intuitive ways. Again the "friends over a beer" problem. At times the philosophizing in some chapters reads like a mildly interesting Star Trek episode (such as the one about how to best set goals for an AI so that it acts morally and doesn't kill us). In the best and worst ways.But every now and then, there's a clever historical analogy, and an interesting idea. Ronald Reagan wasn't willing to share the technology on how to efficiently milk cows, but he offered to share SDI with the USSR - how would AI be shared? Or, the insight that the difference between the dumbest and smartest human alive is tiny on a total intelligence scale (from IQ 75 to IQ 180) - and that this means that an AI would likely look to humans as if it very suddenly leapt from being really dumb to unbelievably smart and bridge this tiny human intelligence gap extremely quickly. But what struck me with regards to the best ideas in the book is that the book almost always quotes just one guy, Eliezer Yudkovsky... which made me think that if I wanted to read a thought-provoking, counter-intuitive book on AI super intelligence (as opposed to a treatise that appears to at times gloss over the shallowness of its ideas by making up with long text), I should just go and read Yudkovsky.All in all though, the topic itself is so interesting that it's worth giving the book a try.

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Senin, 23 Juli 2018

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Marie Boudon is a completely self-taught artist and creative living in Paris, France. With an engineering background, she has built a program of online workshops under her own brand tribulationsdemarie.

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Jumat, 20 Juli 2018

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Money Matters in Church: A Practical Guide for Leaders, by Aubrey Malphurs

From the Back Cover

Money Matters in Church is your one-stop source of information on creating a culture of giving that supports savvy, faithful, and legal financial practices. The authors take you into the heart of a biblical theology of stewardship, teaching you how to develop donors and maximize contributions. You'll discover systems, policies, and structures for • developing a strategic budget• enacting an effective audit process• projecting income and expenses• working with banks• paying staff• addressing debtMalphurs and Stroope also detail the steps for preparing, implementing, and following through on a capital fundraising campaign. Response questions at the end of each chapter help you assimilate the material and serve as a powerful springboard for small group or staff discussions."Aubrey Malphurs and Steve Stroope have developed a 'how to' manual that not only gives the biblical support for teaching about money, but also reveals the step-by-step process of developing a community of givers and an attitude of gratitude in your church."--Ed Young, senior pastor, Fellowship Church; author, Outrageous, Contagious Joy"In this excellent book by Aubrey Malphurs and Steve Stroope, you will be exposed to both the solid biblical principles and the sound financial practices necessary for effective growth in a church of any size."--Bob Buford, founder, Leadership Network; author, Halftime and Finishing Well"This fine work will provide pastors with a critical tool for understanding and addressing the financial needs of their churches. It's a practical book that will fill a void that has existed for too long in the training of pastors for their fiscal management role in the church."--Tony Evans, senior pastor, Oakcliff Bible Fellowship"Few seminaries teach it, and fewer pastors find financial expertise in their nature or skill set. But strong financial management couldn't be more important to the success and health of a church. Money Matters in Church fills a much-needed gap of understanding for pastors and lay leaders."--Ronald E. Keener, editor, Church Executive magazine

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About the Author

Dr. Aubrey Malphurs is the senior professor of leadership and pastoral ministry at Dallas Theological Seminary and a church consultant and trainer at the Malphurs Group who has written numerous successful books. He lives in Dallas, Texas. Steve Stroope is senior pastor of Lake Pointe Church in Rockwall, Texas. His congregation of 8,000 people is one of the 100 fastest growing churches in America. He lives in Rockwall, Texas.

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Product details

Paperback: 224 pages

Publisher: Baker Books (July 1, 2007)

Language: English

ISBN-10: 0801066271

ISBN-13: 978-0801066276

Product Dimensions:

6 x 0.6 x 9 inches

Shipping Weight: 14.1 ounces (View shipping rates and policies)

Average Customer Review:

4.4 out of 5 stars

23 customer reviews

Amazon Best Sellers Rank:

#89,651 in Books (See Top 100 in Books)

Before reading this book, I recommend Jack Henry's Basic Budgeting for Churches. In conjunction with this book, I recommend The Debt-Free Church by Berg and Burgess for another perspective on whether your church really needs to borrow to build and grow and the costs and caveats of borrowing.I'm reviewing this book as a Southern Baptist serving as chairman of the finance committee of a small, rural church, but also having been a member of large Southern Baptist churches in multiple states and witnessing their building programs up close. The authors are Southern Baptist pastors (Malphurs is now a professor at Dallas Theological Seminary), one of which (Stroope) has seen his church grow from fewer than 100 to a megachurch, so I relate to their background. They are from an elder-led but congregational model, which they advocate in a chapter on polity.There is good and bad in this book. On the one hand, it's a useful book for pastors who know little about finance and find themselves having to oversee a budget process properly. On the other hand, David Platt probably wrote Radical after reading it-- what the authors espouse about how churches should use their finances and take on debt to build larger buildings for God's glory is American evangelicalism (and Southern Baptist culture, especially in Texas) at its most disturbing. If you feel uncomfortable giving an invitation at the end of a worship service because you fear emotionally manipulating people into "making decisions for Christ" then you will find the last 1/4 of the book on capital campaigns and coaxing large donations from your congregation, including new members, quite disturbing.The authors write that people give when they see a church is "obviously blessed by God and growing spiritually and numerically." However, Southern Baptists are inconsistent in their praise and criticism of growing congregations. On the one hand we say certain churches are "obviously blessed by God" because of their growth and numbers, while criticizing the megachurches of others whose doctrine we disagree with, saying they are not obviously blessed by God despite their growth, numbers, and purported changed lives. Stroope's church is in Dallas-Ft. Worth, where there are other nearby megachurches that no Southern Baptist would say is blessed by God despite having grown larger and wealthier than Stroope's (in fairness, it appears the church has now adopted a multi-site model, something that isn't covered in the book). As an economist who happens to be a Christian that also teaches courses related to management, I believe growth in numbers and financial status has more to do with a church's organization, leadership, and even randomness unrelated to either (if Bill Gates visits your church, suddenly your receipts increase) than with something that we can point to as obviously "God's hand." I've seen large Southern Baptist churches considered to have a visible blessing of God suddenly split and become shadows of their former selves, despite the same godly leadership at the helm. I've seen small churches of many denominations that do a great job of discipling and giving, while staying small (and using resources to plant churches elsewhere). The authors claim they've never known a church that regretted purchasing land, no matter the difficulties-- I could introduce them to a few. I wonder if they have changed their views post-financial crisis.The good:The authors begin by leading the pastor/leader to several Scripture passages to study for themselves, directing them to develop their own theology of stewardship. The pastor has a responsibility to develop a theology of giving and communicate both informally and formally through direct teaching. The church's view on stewardship should be a critical part of new members' classes-- and churches should have those. They encourage accountability in the life of the steward an essential component of small group activity. The authors provide their own theology of stewardship in Appendix A (hint: 10% tithing is not binding). They advocate being positive, focusing on articulating the future and vision of the church and not making announcements when the church is running over budget or is underfunded.There are basic chapters explaining the basics of banking, how to establish a strategic budget (not just a standard budget), best practices for collecting money and providing accountability, the basics of compensating pastor/staff, and more. They give some advice on how a church should allocate its spending (50% personnel, 20% facilities, 20% programming, 10% missions), and their ratios appear to match what a survey published by Christianity Today in 2014 revealed about U.S. churches.The authors also lay out many things needed for consideration for acquiring new land and buildings. I picked up a few ideas and suggestions that I found helpful for our church and my role in developing the church's budget process.The bad:After Chapter 1, biblical references are put aside. There may be biblical wisdom in several of the authors' suggestions, but they neglect mentioning them. Some chapters read like any modern book on how to communicate effectively, sell a product, and "seal the deal."Pastors are encouraged to develop donors and "giving champions" as part of the overall process of discipleship. Encouraging pastors to pour into their leaders and congregants individually is a good thing, but motivations other than deepening the member's giving are treated casually in the book. While maintaining that a pastor should not have access to detailed financial information, the authors write in multiple places that he should be aware of who "isn't giving enough" or "isn't giving what he could." The authors do no confront non-givers personally (contrast this with Mark Dever's practice of having annual sit-downs with all members and including giving in the conversation). But from the pulpit they advocate telling the church what percentage of members are giving "less than a poverty-level tithe," in order to shame-- a "kick in the pants" in their words. The pastor also needs to know who is giving more than $5,000 annually so they can be especially recruited to donate toward the capital campaigns the book spends the last chapters focusing on.The authors repeatedly link spiritual maturity to giving. The encourage devoting funds to church activities that will have the highest return on investment-- that which will impress people to give the most, like the worship service. Church planters are advised not to be silly and think they'll never need to build a building or can just rent a facility-- get one as soon as possible.The most disturbing aspect of the book is that the authors dismiss any caveats in regards to debt and mortagages. The Debt-Free Church features stories of dozens of churches who took out affordable mortgages with strategic visions and perfect intentions only to see it contribute to the ruin of the church. Just because there are no biblical prohibitions against debt does not make it advisable, and the authors clearly advise taking on debt perpetually. I have seen well-meaning, godly pastors encourage churches to step out on faith and borrow money because they were "at capacity," only to see the congregation dwindle when the financial belt was later tightened.Churches that take on debt face increased pressure to pay off the debt, hence the last 1/4 of the book deals with capital campaigns-- how to raise 100-200% of your church's annual budget for a special project over the course of three years. They recommend hiring an outside consultant who can help with the atmosphere and marketing. Forming committees complete with a "hospitality director" who makes sure certain members homes are pristine for pitching the vision of the project to "giving champions" in a more intimate setting. They write of the "indescribable dynamic" of the pastor impressing on a small group of people how important they are to fulfilling the vision of the church along with high-quality DVDs and tasty hors d'oeuvres. How to set a baseline, control, and optimistic amount of money and encourage the congregation to reach the optimistic-- you're only "obviously" blessed if you raise above and beyond what's needed, I suppose. There are details in how to make a special "Commitment Sunday," when everyone is both mailed and handed an offering envelope-- and then mailed another if they don't pledge-- and exhorted in an emotional service by testimony of what it will mean if the church builds the new building...remember the children! Don't forget to target new members and encourage them to get the blessing from giving to this campaign before it's too late. There is even a list of slogans you can choose from; you too can take Scripture out of context and fit it into your capital campaign's marketing.Because of the caveats, I can only give this book 3 stars. Hopefully in developing your theology of giving you don't neglect theology of other areas, including lifestyle and personal financial choices, and the importance of biblical theology. The type of large building-driven churches described in the book are the antithesis of Radical. The authors' perspectives are clearly American, there is no consideration to cross-cultural ministry or contextualization (unfortunately, I think their methods have been copied by too many in Eastern Europe). Are they really turning out world-changing Christians or rather just larger enclaves of like-minded suburbanites? You be the judge.

There is a lot of helpful material on church finances in this book for pastors, assistant pastors, deacons, treasurers, and other church leaders. It is divided into three parts: (1) "Creating a Culture of Giving"; (2) "Managing Your Kingdom Resources"; and (3) "Conducting a Capital Campaign." Some of the chapters within the three parts contain detailed, practical suggestions, including on developing donors and even building a relationship with a bank. Many recommendations are tied to Scriptural references. A few faults: some of the chapters (e.g., the one on taxes) are thrown in without a lot of substance; some of the chapters are wishy-washy on good practice (i.e., some churches do this, some do that, and you'll just have to decide); though the authors profess to have pastored small churches in their careers, the book is largely geared to large churches, or even "mega-churches" (e.g., some recommendations assume that many people will be available to assume particular roles, whereas in small-to-medium sized churches the people who could otherwise fulfill those roles are busy engaged in the church's other ministries); and parts of the book seem merely a build-up to Part 3 on capital campaigns (both authors provide consulting services to churches conducting capital campaigns). That said, the book is written and organized well, and leaders dealing with finances in churches will glean wisdom from it.

Just finished Money Matters in Church by Aubrey Malphurs and Steve Stroope. I read it for two reasons, one, it was assigned in my lead pastor coaching network and, two, for help in an upcoming series at Revolution.It is by far the most helpful and thorough book on the topic of money, stewardship and the church I have come across. Malphurs is a professor, so he brings with him a host of knowledge on the theological end of the spectrum when it comes to this topic and Stroope is a pastor of a growing church that is able to help apply the concepts in easy ways for pastors and leaders to use.The book covers topics like what stewardship is, what the Bible has to say about money, how a church chooses a bank, good banking habits, creating a strategic budget, funding new facilities and ministries, paying staff members, how a church chooses what benefits to pay for, how to deal with debt and how to run a capital campaign from beginning to end.Like I said, thorough.They actually leave nothing out when it comes to this topic. What makes the book so helpful is that most pastors, unless they have a business background have very little clue on how to do this aspect of a church. Yet, it is incredibly important. Without money, a church will die very quickly. While most people don't want to hear that, it is reality and something that more leaders need to think about.For me, as a lead pastor I have the tension that as the leader of Revolution (along with the staff and elders) I am responsible to God and will be held accountable for how money is used at Revolution. I am held responsible for how we use the resources that God entrusts to us. These resources are not only valuable because of where they come from but also for what they will be used for. They can't be wasted. Too much is at stake.I think the parable is not only true for individuals but is also true for churches. God entrusts more to churches who can handle more. It is that simple. When it comes to people, resources, finances, if we will waste them, why would God give us more of them?This book was a great reminder of some things, as well as something I got a ton out of. I highlighted so much as we are thinking through some of the policies they talked about in the book. Definitely worth picking up and passing off to your financial team (which I've done).[...]

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Minggu, 15 Juli 2018

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Audible Audiobook

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Audible.com Release Date: March 11, 2019

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